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Privacy Disclosures

Website Privacy 

This is an "information only" website. Since we do not collect any information about users through this website, there is consequently no sharing of users' information with anyone else.

Notice of Your Financial Privacy Rights

This is our privacy notice for our customers. When we use the words “you” and “your” we

mean the following types of customers:

• All of our consumer customers who have a continuing relationship with us, such as:
• Deposit account
• Loan account
• Safe deposit box

      ·    All IRA accounts for which we act as custodian

      ·    All former customers

We will tell you the sources for nonpublic personal information we collect on our customers. 

We will tell you what measures we take to secure that information.

We first define some terms.

            We, our, and us means United Orient Bank.

            Nonpublic personal information means information about you that we collect in

connection with providing a financial product or service to you.  Nonpublic personal information

does not include information that is available from public sources such as telephone directories

or government records.

            THE INFORMATION THAT WE COLLECT

We collect nonpublic personal information about you from the following sources:

• Information we receive from you on applications or other forms
• Information about your transactions with us
• Information about your transactions with nonaffiliated third parties
• Information from a consumer reporting agency

We do not disclose any nonpublic personal information about you to anyone, except as authorized

by law.

            THE CONFIDENTIALITY, SECURITY AND INTEGRITY OF YOUR

NONPUBLIC PERSONAL INFORMATION

We restrict access to nonpublic personal information about you to those employees who need to

know that information to provide products or services to you.  We maintain physical, electronic,

and procedural safeguards that comply with federal regulations to guard your nonpublic personal

information.

NONPUBLIC PERSONAL INFORMATION AND NONAFFILIATED THIRD

PARTIES

Since we value our customer relationship with you, we will not disclose your nonpublic personal

information to nonaffiliated third parties, except as permitted by law.

            NONPUBLIC PERSONAL INFORMATION AND FORMER CUSTOMERS

If you decide to close your accounts(s) or become an inactive customer, we will follow the privacy

policies and practices as described in this notice.